The Future of Payments - ERP Spain.com - España y América Latina

· Pay by bank from Vocalink, Pingit from Barclays; Accenture has forecast a 30% drop in card volume based on open banking and PSD2, will these new solutions really eat into Debit and what is happening around regulation on them · IoT payments are much hyped, can the schemes deliver on tokenization solutions for all devices or only with big brands · Will we all be wearing our payments in five years, or just have it embedded in our finger · Are we seeing the re-birth of the QR code with Tesco and the schemes in emerging markets or is it just a flash in the pan · Can Fintechs really take advantage of the emerging payment trends or is it a market for the big boys only · Clearbank the first new settlement bank in the UK, does this actually indicate a new trend of big banks being wholesalers and small Fintechs being retailers